Financial Planning Studio™
Explore our suite of interactive tools to map out your financial future.
SIP Growth Planner
The foundation of wealth creation. Visualize how small, disciplined monthly investments compound over long periods of time.
Estimated Wealth
₹49.96 L
Your ₹5K/month could grow to ₹49.96 L in 20 years at 12% p.a.
Invested
₹12.00 L
Returns
+₹37.96 L
2006 → 2026
Total value
Invested
For illustration only. Mutual Funds are subject to market risks. Returns shown are hypothetical and not guaranteed.
The Math Behind the Curve
The steep curve you see in the later years is the result of compounding. In the first few years, your returns are generated primarily on the principal amount you invested. However, as time goes on, you begin earning returns on the returns themselves.
- A 12% return doubles your money roughly every 6 years.
- Delaying your SIP by just 5 years can halve your final corpus.
- The most important variable in this calculator is not the return rate—it is time.